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Famyance
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Now liveBuilt for families, not spreadsheets

Money that moves at the speed of family life.

The family budgeting app for modern households — shared budgets for couples, kids, co-parents, and grandparents.

Shared budgets with private pockets. Kid allowances that teach. Joint goals everyone can see. And an assistant that answers things like “can we afford a weekend in Lisbon next month?”

Famyance is live. Set up your household in minutes and see your first shared insight today — the Free plan is free forever, no card required.

See your first insight in 60 seconds

Start free in minutes — no credit card required.

CouplesCo-parentsBlended familiesMulti-generational homes
Good morning,
The Alvarez family
MADPLINO
MA
María
Parent
€1,240
DP
Daniel
Parent
€980
LI
Maya
Kid
€24
NO
Abuela
Grandparent
€450
Shared Pot
€4,820.50
Everyone contributes, everyone benefits
Lisbon weekend€720 / €1,000
Almost there! The whole family is saving together
LI
Maya’s allowance
Weekly allowance
€24.00
Mimi
“Yes — you can afford Lisbon.” You’ll have €1,180 left after fixed bills.
02 / What’s inside

Built for the whole household, not just one wallet.

Because managing money as a family should feel like teamwork, not accounting.

A shared family budget the whole household can see — not just one person’s spreadsheet.

Most budgeting apps were built around a single user — never couples, let alone blended families. Famyance starts from the family and works outward.

Everyone has their own space. Even secrets.

Everyone sees the shared budget and joint goals. Nobody sees what’s inside your personal pocket — birthday presents stay a surprise.

Birthday presents stay a surprise — always.
MADPMN
Admins, members & dependents — linked by guardian

Smart and invisible.

Stop wondering where the money went. Bills, subscriptions, and one-offs sort themselves across every account — so the whole household stays on the same page.

Learns from your first correction

Save for dreams, together.

House down payment, college fund, next trip. Everyone chips in, everyone sees progress.

Kids learn money naturally.

Chore-linked allowances, round-up savings, and a first taste of financial literacy — without the lectures.

No lectures. Just life.

Your data stays yours.

No bank credentials shared, no risk. You upload your own statements and we read them. Your family’s information never leaves your control.

No credentials stored, no money moves

One family across borders.

Parents in London, grandparents in Madrid, a student in Berlin. Everyone sees the family dashboard in their own currency, and nobody stops to do the math.

🇬🇧 GBP
£2,140
🇪🇺 EUR
€4,820
🇺🇸 USD
$5,200
Why we built Famyance

Money is a family project. Most apps forgot that.

Personal finance tools were built for one person, one account, one set of eyes. But households don't manage money alone — partners, parents, and kids all share the same bills, goals, and surprises. Famyance starts from the family, not the individual.

01

Built for one, used by many

Couples, co-parents, and households end up duct-taping single-user apps and shared spreadsheets together. The money is shared; the tools never were.

02

Accounts, not collaboration

Traditional apps obsess over transactions and balances. Families need visibility, shared context, and a way to plan together — not just another list of line items.

03

Private and shared at once

Real household money is both. You want a joint view everyone trusts and private pockets nobody has to explain. Famyance is designed for that tension from day one.

04

Planning beats tracking

Knowing what you spent last month is the easy part. Coordinating bills, goals, and what's coming next — calmly, together — is the part families actually need help with.

So we're building Famyance as the financial home for modern families — a calm, shared place to see, plan, and decide together.

03 / How it works

From chaos to calm money, in three quiet steps.

01

Bring everyone in.

Add partners, co-parents, kids, or anyone who shares the money. Each person picks their own role and privacy level.

Takes ~3 minutes
02

Upload your statements.

Export CSV, OFX, Excel, or PDF statements from your bank and drop them in. We parse, categorize, and deduplicate — so you can see where the money actually goes.

Any bank, any country
03

Set goals. Ask anything.

Save for the vacation, the house, the college fund. Then ask the assistant plain questions and get plain, honest answers.

Lisbon? Yes, probably.
Meet Mimi

A family finance assistant, not a financial advisor.

Mimi reads the spending and statements you choose to share and turns them into plain-language insights — spotting patterns, summarising where the money went, and helping the household stay organised. It answers questions like "what's the smallest bill I can cancel to save €40?" using your own data.

Mimi provides spending and budgeting insights for informational purposes only. It does not provide financial, investment, tax, legal, lending, credit, insurance, or regulated advice.

What Mimi does

  • Spending insights from your own data
  • Budget observations and category summaries
  • Cash-flow estimates and runway previews
  • Subscription and recurring-charge awareness
  • Goal and savings progress tracking

What it doesn't do

  • Investment or financial advice
  • Tax or legal advice
  • Recommendations to buy, sell, or move money
04 / Inside the family dashboard

One view for the whole month, with room for everyone.

Shared pot, private pockets, kid allowances, and upcoming bills — all visible at a glance, no spreadsheet tabs, no late-night reconciliations.

  • 1.
    Shared pot, everyone’s view
    A single number the whole family trusts — updated every time a card taps.
  • 2.
    Per-member private pockets
    Each person’s personal spending is theirs alone. The shared view shows a total, not a ledger.
  • 3.
    Goals with real progress
    The ring fills as the family puts money in — a tiny, steady reward for showing up.
  • 4.
    Bills laid out like a calendar
    See next Tuesday’s rent before it surprises you. Split automatically between guardians.
Family · April
This month at a glance
72%
Lisbon goal
€720 of €1,000
Private pockets
MA
Maria€420
DP
Diego€385
LI
Maya kid€24
NO
Noah kid€16
Upcoming bills — next 7 days€642.40 total
14
Mon
15
Rent
16
Wed
17
Electric
18
Fri
19
Internet
20
Sun
05 / Everything inside

More than a budget app. Way more.

One household budget for the way families actually spend — more than a budget app.

Recurring rules.

Auto-create expenses, income, or kid chores on a schedule — daily, weekly, monthly, or yearly. Set it once, forget it forever.

Tax rules engine.

Auto-flag deductible expenses, quarterly tax summaries with PDF export, and custom rules per vendor or category. Accountant-ready at tax time.

Invoices & templates.

Create invoices with line items, track payments, and save templates for recurring bills. Business-ready.

Debt payoff planner.

Avalanche or snowball — pick a strategy, set a budget, and see exactly when you’ll be debt-free.

Bill calendar & iCal.

See what’s due this week at a glance. Subscribe from any calendar app via an iCal feed.

Envelope budgets.

Event-based budgets for holidays, birthdays, or weddings. Spend from the envelope, review when it’s over.

Receipt OCR.

Snap a receipt photo. AI reads vendor, amount, date, and category — and fills your expense form in one tap.

Approval workflows.

Big purchases need a second sign-off? Set rules by amount, category, or user — with escalation when nobody acts.

Spending anomaly detection & cash-flow forecasting.

We flag unusual spending patterns daily and project your cash flow months ahead — with what-if scenarios you can tweak. Know before things get tight, not after.

This month
€3,200
Forecast
€4,100
Scenario
€3,800

Forecasts and insights are estimates based on the data you provide and may not reflect future outcomes.

Kid rewards marketplace.

Kids earn from chores and redeem for real-world rewards. Parents set the catalog; kids learn the value.

Smart expense splits.

Split bills, track balances, settle up. Smart grouping figures out who owes who — so you don’t have to.

15 report types.

Category breakdown, monthly trends, member comparison, net worth, tax summary, business P&L — drill down with a tap, export as CSV or PDF.

Built for real families

However your household actually works.

Famyance isn't built for a generic "user." It's built for the messy, wonderful reality of sharing money with the people you live with.

Couples splitting the bills

See shared costs and who's covered what, without keeping a tally in your head or a tense end-of-month chat.

Parents saving for kids

Set aside a little each month toward school, activities, or a first car — with progress the whole family can watch.

Planning the family holiday

Build a joint goal everyone contributes to, and know exactly when the trip becomes affordable.

Taming subscriptions

Catch the recurring charges that quietly add up across the household, before they become a yearly surprise.

Co-parents and blended homes

Split costs across guardians and households with a shared view everyone can trust.

Single parents juggling it all

One calm place to see what's coming, what's left, and what's on track — without extra mental load.

The future of family finance

A shared home for every household decision.

We think family finance should be less about chasing transactions and more about moving through life together — with clarity, less stress, and a plan everyone can see.

01

Plan together

Map the months ahead — bills, paydays, and big moments — so the family isn't surprised by its own calendar.

02

Coordinate the household

Shared budgets, roles for kids, and split bills across guardians, so nobody carries the mental load alone.

03

Goals that move as one

Save toward a holiday, a deposit, or a rainy-day fund with progress everyone can watch and contribute to.

04

Be ready for surprises

Build a buffer and see your runway, so an unexpected bill feels manageable instead of frightening.

05

Decide with shared context

When everyone sees the same picture, money conversations get shorter and a lot less tense.

06

Financial wellbeing

The goal isn't more dashboards — it's a household that feels calmer and more confident about money.

Designed with privacy in mind

Your family's money is nobody else's business.

Famyance is built privacy-first: GDPR principles from the start, data you control, and a deliberately small footprint. We never sell your data and we never use it to train advertising models.

GDPR-first by design

Built around EU and UK data-protection principles, with clear rights to access, export, and delete your data.

You control your data

Export or delete it in a tap. Famyance works from manual entry and uploaded statements — no bank logins, no stored bank credentials.

Encrypted and minimal

Encryption at rest, only the data we genuinely need, and no data sold — analytics and advertising stay optional and off by default.

Transparent by default

Plain-language Privacy, Security, and GDPR pages that explain exactly what we do — and what we don't.

06 / Pricing

Simple pricing, because families already do enough math.

Choose the plan that fits your household today. Upgrade only when your family needs more.

Founder pricing for the first 1,000 families per region — locked in for your first 12 months.

Launch offer:First year of Family for just 3.99/mo
Plan 01
Free
0/ forever

Enough to feel the magic. Free forever, no card needed.

Free forever — no card required.

  • 1 member
  • 3 active budgets
  • 2 savings goals
  • 3 tracked assets
  • 5 Mimi messages / month
  • 3 subscriptions / month
  • Multi-currency
★ Most families
Plan 02
Family
54.90/ year
14-day free trial · No card required

Everything a household of any size actually needs.

14-day free trial, then €54.90 billed yearly — auto-renews until you cancel. Cancel anytime in Settings → Billing.

  • Unlimited members
  • Unlimited active budgets
  • Unlimited joint savings goals
  • Unlimited tracked assets
  • 30 Mimi messages / month
  • Unlimited subscriptions
  • Unlimited adults & dependents
  • Kid Mode, chores & reward marketplace
  • Payday planner & spending anomalies
  • Recurring rules & envelope budgets
  • Multi-currency (24 currencies)
Plan 03
Family Plus
99.90/ year

For multi-generational households and serious planners.

€99.90 billed yearly — auto-renews until you cancel. Cancel anytime in Settings → Billing.

  • Unlimited members
  • Unlimited active budgets
  • Unlimited joint savings goals
  • Unlimited tracked assets
  • 150 Mimi messages / month
  • Unlimited subscriptions
  • Everything in Family
  • Full cash-flow forecast & scenarios
  • Track investment account balances manually or from uploaded records
  • Receipt OCR (Claude Vision)
  • Tax rules engine + quarterly reports
  • Bill calendar with iCal sync
  • Approval rules & spending controls
  • Business P&L tracking
  • Priority support

AI usage is fair-use limited per tier. Yearly plans save approximately 2 months. Cancel any time — your plan stays active until the end of the billing period.

Built alongside early families

Shaped by the first families to join.

Famyance is built with the families who use it. Rather than chase vanity metrics, we listen to how real households actually share money and improve the app week by week.

Real feedback, not focus groups

Early families tell us what works and what gets in the way, and that feedback goes straight into what we build next.

Continuous improvement

We ship thoughtfully and often, refining the experience around how households really use it — not how we imagined they would.

Family-focused from the core

Every decision is measured against one question: does this make sharing money as a family calmer and clearer?

07 / Questions, asked plainly

Good questions, honest answers.

Anything we missed? Write to hello@famyance.com — a real human replies.

1.Is my bank data really safe?+
Yes — because we never touch your bank. Famyance doesn’t connect to financial institutions at all. You export your own statements (CSV, OFX, Excel, or PDF) from your bank and upload them to us. No credentials are stored, no account numbers are held at the bank side, and there is no way for us — or an attacker — to move your money. Sensitive fields are encrypted at rest with AES-256-GCM envelope encryption and in transit with TLS 1.3. We never sell or share your data, and you can delete everything with one tap.
2.What makes Famyance different from other budgeting apps?+
Those apps were built for one user. Famyance starts with the family as the unit — shared pots with private pockets, roles for kids, bill-splitting across guardians, and joint goals everyone can see. You don’t have to duct-tape it.
3.Can kids have their own access?+
Yes — Kid Mode is a simplified, age-appropriate view that shows allowance, chore progress, and savings goals. Parents set the limits; kids learn the rhythm. No ads, no in-app purchases, no weird nudges.
4.Does it work across countries and currencies?+
Yes — 24 currencies with daily exchange rates. Useful for families split across cities: London, Madrid, Berlin, New York. Everyone sees the dashboard in their preferred currency, while the family total stays consistent.
5.What does the assistant actually answer?+
Things like “can we afford Lisbon next month?”, “what’s the smallest bill I can cancel to save €40?”, or “how much did we spend on groceries last quarter vs. this one?” It answers using your own data — no generic advice, no upselling you a credit card.
6.What’s the difference between Family and Family Plus?+
Family is built around the household: unlimited members, Kid Mode with chores & rewards, payday planner, spending anomaly alerts, recurring rules, envelope budgets, debt payoff, expense splits, generous Mimi (30 asks/month). Family Plus is the power-user tier: more generous Mimi (150 asks/month), the full cash-flow forecast with what-if scenarios, investment account balance tracking, Receipt OCR, the tax rules engine, the bill calendar with iCal sync, approval rules, business P&L tracking, and priority support.
7.Can I cancel any time?+
Yes — one tap in Settings → Billing. Your plan stays active until the end of the current billing period, then reverts to Free. If you delete your account, your data is purged from primary storage within 24 hours and from backups within 30 days.
8.Can I sign up today?+
Yes — Famyance is live. Create your account at famyance.app/register, or continue with Google or Apple, then set up your household in minutes. The Free plan is free forever and needs no card.
9.Do I need to pay to start?+
No. The Free plan is free forever, no card required. Family and Family Plus come with a 14-day free trial, so you only pay if you keep going after it ends.
08 / Start today

Your family’s money,
calm at last.

Set up your household in minutes and see your money more clearly. The Free plan is free forever — no card required.