Name: Famyance
Brand: Famyance

Question 1

Is my bank data really safe?

Accepted Answer

Yes — because we never touch your bank. Famyance doesn't connect to financial institutions at all. You export your own statements (CSV, OFX, Excel, or PDF) from your bank and upload them to us. No credentials are stored, no account numbers are held at the bank side, and there is no way for us — or an attacker — to move your money. Sensitive fields are encrypted at rest with AES-256-GCM envelope encryption and in transit with TLS 1.3. We never sell or share your data, and you can delete everything with one tap.

Question 2

What makes Famyance different from other budgeting apps?

Accepted Answer

Those apps were built for one user. Famyance starts with the family as the unit — shared pots with private pockets, roles for kids, bill-splitting across guardians, and joint goals everyone can see. You don't have to duct-tape it.

Question 3

Can kids have their own access?

Accepted Answer

Yes — Kid Mode is a simplified, age-appropriate view that shows allowance, chore progress, and savings goals. Parents set the limits; kids learn the rhythm. No ads, no in-app purchases, no weird nudges.

Question 4

Does it work across countries and currencies?

Accepted Answer

Yes — 24 currencies with daily exchange rates. Useful for families split across cities: London, Istanbul, Berlin, New York. Everyone sees the dashboard in their preferred currency, while the family total stays consistent.

Question 5

What does the assistant actually answer?

Accepted Answer

Things like "can we afford Lisbon next month?", "what's the smallest bill I can cancel to save €40?", or "how much did we spend on groceries last quarter vs. this one?" It answers using your own data — no generic advice, no upselling you a credit card.

Question 6

What's the difference between Family and Family Plus?

Accepted Answer

Family is built around the household: unlimited members, Kid Mode with chores & rewards, payday planner, spending anomaly alerts, recurring rules, envelope budgets, debt payoff, expense splits, generous Famy AI (30 asks/month), and a runway preview insight. Family Plus is the power-user tier: more generous Famy AI (150 asks/month), the full cash-flow forecast with what-if scenarios, investment account balance tracking, Receipt OCR, the tax rules engine, the bill calendar with iCal sync, approval rules, business P&L tracking, and priority support.

Question 7

Can I cancel any time?

Accepted Answer

Yes — one tap in Settings → Billing. Your plan stays active until the end of the current billing period, then reverts to Free. If you delete your account, your data is purged from primary storage within 24 hours and from backups within 30 days.

Question 8

Can I register today?

Accepted Answer

Famyance is in private beta. Registration is invitation-only while we test with selected early users. Request beta access using the contact form and we'll be in touch if an invitation is available.

Question 9

Do I need to pay during beta?

Accepted Answer

No. Requesting beta access is free, and selected early users get a free beta account.

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